Monthly Archives: August 2013

Filing for Bankruptcy to Rebuild Your Life

Money issues can seriously cause stress, and filing for bankruptcy can be a way to help those with debts to handle the problem and start anew. According to the Bradford Law Offices, PLLC, website, bankruptcy can help defeat the financial issues that can be so difficult to handle in anyone’s life. For many, bankruptcy can cause all the financial chaos to settle down and end the debts.

Despite the negative connotations of bankruptcy, there are advantages that come with it, mainly that through bankruptcy some debts can be discharged and the rest can be put in a planned payment scheme that gives the debtor a way to pay back through a given amount of time. Because of this, the debtor is given the chance to repay the non-dischargeable debts and build his life from scratch.

Another benefit of filing for bankruptcy is the chance to rebuild the credit score. This may be what causes other people to be wary of bankruptcy and cause it to be the last resort for debt problems. Although it does damage the debtor’s credit score, filing for bankruptcy can help fix the credit score from the bottom up and have a new record.

One of the main problems that debtors have to face when they are filing for bankruptcy is the swarm of creditors who can be annoying and pestering most of the time. It is easy to understand why these creditors act like that, but being harassed to the point of exhaustion is unnecessary. Fortunately, if you have been loaned money from these people and have already filed for bankruptcy, you can have ask the court for an automatic stay or implement a consumer protection order from the court. Based on an article from Greenway Law, LLC, common causes of such court orders are mistreatments like defamation, financial injury, violations of the Fair and Credit Reporting Act (FCRA) and many others.

It can hard to iron out the problems that being bankrupt can give, however it does have its advantages. Filing for bankruptcy can give you peace of mind to concentrate on how to pay your debts and get you life back together.

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Car Accidents Due to Drunk Driving

Although there has been a decline in alcohol-related car accident fatalities, this does not mean people are safe from those who drink and drive. Drunk driving is so common that about 40 percent of people in the United States will be involved in an alcohol-related accident at some point in their lives. Despite the numerous advocacies, warning, public awareness and educational programs, a great majority of people still drive while intoxicated.

Alcohol is a depressant that impedes the brain and body. It can cause slurred speech, loose balance, confusion, lack of coordination and slow reaction. The effects of alcohol to the body can differ from person to person, however as a general rule, anyone who has a Blood Alcohol Content or Concentration (BAC) of over .08 percent is considered drunk and unfit for driving any type of vehicle.

As stated in an article from LaMarca Law Group, P.C., anyone who has been injured due to drunk driving can file a lawsuit against a licensee or permittee who has given alcohol or any other form of intoxicating drink to an already drunk person who they know will have to drive a vehicle. This is aside from the lawsuit that the victim can file against the drunk driver.

Because the penalties for driving under the influence (either from alcohol or drugs/medications) are high, there are those who can help lower these fines, especially if the driver has some medical condition that required them to drink then drive. According to the website of this Denton DWI attorney, the laws concerning driving under the influence can be confusing. This is because there are many valid defenses for avoiding a conviction, that are not obvious to the uninitiated. Therefore those who have been accused of drinking and driving need to have a legal understanding given from a proper lawyer to help them in their cases.

Being a responsible driver, you need to understand and respect the rights of other motorists for safety. Drunk driving comes with heavy penalties, however even a high compensation won’t be enough to pay for serious or life-threatening injuries or fatalities. Avoid drinking and driving altogether to prevent such serious car accidents.

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The Consequences of Reckless Driving

Over the years, the standards for issuing driving licenses have been tougher, and in order to improve the road safety for everyone more and more complex training programs have been put out. Nevertheless, despite these actions, car accidents still occur and are a major contributory factor in many personal injuries and fatalities in the United States. Oftentimes, these injuries and fatalities are totally preventable, as they’re the result of unsafe driving habits and general recklessness.

There are various ways that a vehicle can get involved in an accident, but mainly it is the negligence of drivers that causes the majority of road accidents. According to the website of Jeff Sampson, reckless driving is one of the leading causes of car accidents, and the flagrant display of carelessness can put the reckless driver into situations where serious injuries or damages can happen. People who drink and drive, those who disregard traffic signs and signals, speeding, and many others offenses all account for reckless driving. These actions all come with heavy legal penalties.

When the victim has established that reckless driving is the cause of the accident, they have the right to file for compensation against the other driver who caused the injuries. As advised by the Habush Habush & Rottier, S.C. ® physical, emotional, and mental damage can be compensated through a personal injury lawsuit. It should be established that the accident was due to the other driver’s negligence, and that the accident was made with ill intentions. The other driver’s insurance company can pay for the damages, but they should be punished for endangering others on the road as well.

There are over 40,000 deaths every year due to reckless driving; it is an alarming issue that should be examined immediately. Not only will the victim of the accident have to endure the pain and suffering of the injuries that resulted from the accidents, they also miss work, end up with a life-changing condition or trauma, or even have diminished enjoyment of life. Drivers should understand their responsibilities once they are behind the wheel.

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Avoid Injuries and Punishments by Driving Safely

The alarming statistics of fatalities and injuries due to car accidents is on the rise. According to recent DMV reports, there was a 1.44 percent increase in fatalities between 2011 to 2012 (775 people were killed) and a 5.71 percent increase in injuries (total of 67, 004) from 2011 to 2012. As testified in an article from the website of The Williams Kherkher Law Firm, among the leading causes of car accidents are speeding and reckless driving.

Speeding is rated among the top causes of car accidents. A vehicle at top speed, and even way over the speed limit, can be harder to control and more difficult to maneuver. An impact from a speeding car is more devastating because of the velocity, and while driving at top speed can be exciting and exhilarating it can also lower the time to react to any sudden changes. It also makes it tougher to stop when it is necessary.

Meanwhile, reckless driving accounts to blatant disregard to the safety of the driver and as well as to other motorists. Driving any type of vehicle calls for responsible and defensive driving. When a driver disregards his safety, especially those of the other motorists, then he can be pulled over and charged with reckless driving. Reckless driving is a serious offence, and according to Williams Kherkher it is punishable, having severe legal consequences as those from other driving offenses.

Suspension of licenses, fines and jail time are just some of the punishments for people who have committed speeding or reckless driving. They may seem like light penalties, but nonetheless there is never an excuse for speeding or reckless driving. Endangering your life and the lives of other motorists along with innocent pedestrians and bystanders through these negligent acts are always punishable by law. Although compensation can be given when damages have been suffered, they are not enough once trauma and loss of life has been done. Being a responsible driver means understanding and respecting other on the road.

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Finding Discrimination in the Workplace

Why are rules and regulations made? So that every person in the company has equal rights and adhere to their responsibilities. Company rules and regulations help give a more positive and respectful working atmosphere in every company and it is understood upon signing the contract that the employees are to follow these rules and regulations. Once they are disregarded or not followed, there are consequences.

Among the most important things that these rules and regulations heed to are office discrimination, working hours, health care benefits, and other compensation. Although these issues are always addressed to benefit the employees, there are still times where these rules and regulations are disregarded. Office discrimination is one of the things that still happen despite the fact that there are already laws that forbid such acts.

Discrimination happens when a person is unequally or unjustly treated as inferior based on certain characteristics such as race, skin color, education, age, gender, sexual preference, etc. Although there are already laws passed that forbid such acts (Section 1981 of the Civil Rights Act of 1866 that rules out discrimination based on race or skin color and the more recent Title VII of the Civil Rights Acts of 1964 which expands the law to include banning discrimination according to national origin), office discrimination is still a prevalent activity.

Based on an article from Cary Kane, LLP, it may be difficult to prove discrimination has occurred since many employers are discreet about such actions. Having solid proof is the only way to prove that discrimination has played a part in offensive behavior in the workplace. Having a lawyer as a legal advisor greatly helps in making sure your right against discrimination is proven.

Another office matters that may require the help of a lawyer is overtime pay. Overtime is a premium paid to an employee when he or she has exceeded the necessary working hours as ordered by the employer. As stated in an article from Habush Habush & Rottier S.C., “employees that are not exempt from overtime pay yet don’t get the proper compensation for work in excess of the regular 40-hour work week” can file a complaint against their employer. This can be due to the employer’s violation of the Fair Labor Standards Act, which ensures the minimum wage and overtime pay benefits of every employee.

Anyone who is a victim of the employee’s rights has the privilege of filing a complaint against their employer and the company. They can be given compensation for all the damages and troubles that these situations have given them, and the company can be reprimanded for not adhering to laws.

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